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The Elusive Boat

November 9th, 2008 at 05:12 pm

Does anyone else have any "planned" purchases that get pushed off because something else keeps coming up? Well, we do. We have been planning to buy one for four years, but it has been put off by buying a house, cars and just general life expenses. It looked like we where going to get a large lump sun (8k or so) pretty soon, so we where going to buy a boat with that. However, that lump sum now looks like it will happen sometimes in the next year..
In the meantime, my husband is calling me a debt nazi; I can think of worse things to be. I don't mind buying a boat with an unexpected lump sum of money, but I don't want to do one with payments.. All of our extra money right now goes to my schooling and bills so while we *could* afford the boat, it would be affording it on payments and I just don't want to do that. Good thing my husband is patient... He is the one that really wants the boat, but is willing to not push it when we have other debt...

4 Responses to “The Elusive Boat”

  1. PauletteGoddard Says:

    I have a list of those planned purchases that keep getting put off: refinished floors, newish car, landscaping, new roof, Hawaii vacation.

  2. creditcardfree Says:

    Yes, it happens here as well. It seems to come down to a matter of priorities at the time.

  3. whitestripe Says:

    lol - a bicyle (which my BF is now buying for me!)
    a GHD hair straightener. they are $300 - I can't justify spending that much money on something that has only one use. the only time i think i'll ever get it is if i get some kind of lump sum where $300 seems a small amount. which of course, will never happen!
    other things that come to mind are a proper winter coat and a slow cooker. weird things, but it's what i put off. Smile

  4. KellyB Says:

    My suggestion is RENT a boat for the times you want to use it, in the long run it is much cheaper. Join a boat group like Club Nautica or others that rent boats to members. You call ahead and they have it in the water for you and gassed up and ready to go. When you bring it back they take care of cleaning it up, etc., it is FANTASTIC! Unless you live right on the water, renting is the way to go. Remember, a boat owner's 2 happiest days are the day they buy the boat, and the day they sell it.

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